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Vision Insurance

Learn how vision insurance works for children and adults, including what's covered, how to get a vision plan and where to find help.

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Who Can Get Vision Insurance

Vision insurance works differently for children and adults.


Vision Insurance for Children

f your child is under 19 and enrolled in your plan through Covered California, vision insurance is already included. You don’t need to buy a separate plan. Deductibles do not apply to children's vision benefits.

What children's vision insurance includes:

  • Eye exams
  • One pair of glasses per year, or contact lenses instead

This does not include the minimum coverage plan.

Vision Insurance for Adults

Adult vision care is not included in health plans through Covered California. To get vision insurance, you can buy a separate plan directly from one of our selected vision insurance companies.

The vision insurance company handles enrollment, billing and plan questions — not Covered California.

  1. Benefits vary by vision insurance company and plan selected.
  2. The vision insurance company handles enrollment, billing and plan questions — not Covered California.

Still choosing a health plan?

Compare plans and prices to find the right fit.

Common Questions

Explore Your Insurance Options

Learn more about other insurance options and how Covered California health plans work.

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What You’ll Pay

Every Gold plan covers your care at the same level. The plan type changes how you get care and how you pay for some services. With a Gold HMO, you pay a set amount for things like imaging, home health and hospital stays. With a Gold EPO or PPO, you pay a percentage of the bill instead. With Gold, there's no pharmacy deductible, so your plan helps pay for prescriptions from day one. What you pay depends on the drug's tier: generic drugs cost the least, and specialty drugs cost the most.

What You’ll Pay
Plan Tier
Monthly PaymentDeductiblePlan Coversof average annual costYou PayPreventive CareOut-of-Pocket Maximum
BronzeBronze
TranquiloHighest60%more40%FreeIndividual: $9,800
Family: $`9,600
SilverSilver
LowHighest*60%*40%FreeIndividual: $9,800
Family: $`9,600
GoldGold
LowHighest60%40%FreeIndividual: $9,800
Family: $`9,600
*Silver coverage level depends on your income and household size.