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Covered California is a marketplace for health insurance

Covered California is a marketplace for health insurance

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Covered California health insurance plans — and all health plans in the individual and small-group markets — are sold in four levels of coverage: Bronze, Silver, Gold and Platinum. As the metal category increases in value, so does the percentage of medical expenses that a health plan covers compared with what you are expected to pay in and deductibles.

Plans in higher metal categories have higher monthly premiums but when you need medical care, you pay less. Alternatively, you can choose to pay a lower monthly premium, and when you need medical care, you pay more. You can choose the level of coverage that best meets your health care needs and budget.

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Plan Tier
Monthly PaymentDeductiblePlan Coversof average annual costYou PayPreventive CareOut-of-Pocket Maximum
BronzeBronze
TranquiloHighest 260% - 240% - 2Free - 2Individual: $9,800
Family: $`9,600
SilverSilver
Low 2Highest 2*60% - 2*40% - 2Free - 2Individual: $9,800
Family: $`9,600
GoldGold
Low 2Highest 260% - 240% - 2Free - 2Individual: $9,800
Family: $`9,600
PlatinumPlatinum
Low 2Highest 260% - 240% - 2Free - 2Individual: $9,800
Family: $`9,600
*Silver coverage level depends on your income and household size.

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  • Find your letter from Covered California

    Family members may get different eligibility results. Read each one carefully before choosing coverage.

  • Choose a Covered California plan, if eligible

    If someone qualifies for a Covered California plan, they may be able to choose one online. Compare premiums, out-of-pocket costs, and doctor networks.Description that goes under the steps. It supports basic formatting and RTE list

  • Watch for Medi-Cal follow up

    If someone qualifies for Medi-Cal, the county or Medi-Cal may send next steps, coverage details, and health plan options. Coverage can start before a health plan is selected.

  • Get help if something looks wrong

    If a result looks incorrect, or you are unsure about declining coverage, contact Covered California or your local country office before making changes.Get Help

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