Skip to content

Start Your Enrollments

Ready to apply? Here is what you need to know about the process. Open enrollment has ended. You may still enroll after a major life change, such as moving, getting married, or losing other insurance.

Get Covered After a Major Life Change

You can apply outside of open enrollment if you have had a major life change, usually within 60 days. These are some of the most common life changes.

  • I lost my health insurance

    • Lost health insurance through a job
    • No longer eligible for Medi-Cal
    • Got divorced and lost insurance
    • Lost coverage through a parent’s insurance plan

  • My household size changed

    • Got married
    • Entered into a domestic partnership
    • Had a baby
    • Adopted or started fostering a child

  • I moved to a new area

    • New area has different plan options
    • Moved to California from another state

  • My immigration status changed

    • Became a U.S. citizen or national
    • Became a permanent legal resident
    • Newly lawfully present

Frequently Asked Questions

Understanding Health Plans

Health plans have three main parts. Knowing them makes it easier to compare options.

A plan's coverage level sets the balance between your monthly premium and what you pay when you get care.

  • Lower premium = higher cost when you need care
  • Higher premium = lower cost when you need care

Test

Testing in progress

In a typical year, how much do you expect to use your health coverage?

Think about doctor visits, prescriptions, and medical tests you might need this year.

Once or twice

A few times

Monthly or more

What is most important when it comes to costs?

You pay for healthcare in two ways: a monthly premium and out-of-pocket costs when you get care.

Paying less each month

Somewhere in between

Paying less when I get care

Based on what you selected, you may want to explore: Bronze Coverage

Based on what you selected, you may want to explore:

Bronze Coverage

Monthly Premium

What you pay each month for your plan

LOW

Deductibles

What you pay before your plan starts paying

LOW

Cost of Care

Your share of the cost when you get care

~10%

*Not all plans required that you meet your deductible before coverage began

Bronze plans usually have the lowest monthly premiums, but you’ll pay more when you get care. They’re a fit if you expect to use coverage only a little and want to keep monthly costs down. Preventive care is always free and covered from day one.

Explore BronzeShop & Compare Plans